Holdy Privacy Policy
This Privacy Policy describes how Holdy ("we", "us") collects, uses, and shares information when you use our mobile application (the "App"). By using the App, you agree to this Policy. If you do not agree, please do not use the App.
1. Information we collect
We may collect the following categories of information:
- Account information. When you register using your email, we collect your email address and related account data needed to operate your account.
- Usage data. We collect information about how you interact with the App, such as features used and actions taken.
- Device information. We may collect device-related data such as device model, operating system version, app version, and technical identifiers needed for reliability and security.
- Push notifications. If you enable notifications, we may send you updates and alerts related to the App. You can turn off notifications in your device settings.
2. Analytics and third-party services
We use third-party analytics services, including Google Firebase and Amplitude, to understand how the App is used and to improve stability and features. These providers may collect information such as device identifiers, usage events, and crash reports in accordance with their own privacy policies:
We use this data to improve the App and user experience, not to sell personal information.
3. How we use information
We use collected information to:
- Provide, operate, and maintain the App;
- Improve functionality, performance, and reliability;
- Analyze usage and product trends;
- Communicate with you, including via push notifications where enabled;
- Detect abuse, protect security, and comply with legal obligations.
4. How we share information
We do not sell your personal information. We may share information with trusted service providers who process data on our behalf (such as Firebase and Amplitude) strictly to provide analytics, hosting, delivery of notifications, and related App functionality. These providers are contractually or commercially obligated to use data only as instructed and in line with applicable law.
We may also disclose information if required by law, legal process, or to protect the rights, safety, and security of our users, the public, or ourselves.
5. International transfers
Our service providers may process data in the United States or other countries where they operate. Those countries may have different data protection laws than your country of residence.
6. Retention
We retain information only as long as reasonably necessary to provide the App, meet legal obligations, resolve disputes, and enforce our agreements. Retention periods may differ by data type and provider.
7. Security
We take reasonable technical and organizational measures to protect your information. No method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Children's privacy
The App is not intended for children under 13 (or the minimum age required in your jurisdiction). We do not knowingly collect personal information from children. If you believe we have collected such information, contact us and we will take appropriate steps to delete it.
9. Your rights
Depending on where you live, you may have rights to access, correct, delete, or export personal information we hold about you, or to object to or restrict certain processing. To exercise these rights, contact us using the details below. You may also have the right to lodge a complaint with a supervisory authority in your region.
10. Future features
We may add features such as subscriptions or enhanced account capabilities. If we do, we will update this Privacy Policy to describe any new data practices before or when they take effect, as required by law.
11. Changes to this policy
We may update this Privacy Policy from time to time. We will post the updated version on this page and revise the "Last updated" date. For material changes, we will provide additional notice where required.
12. Contact us
If you have questions about this Privacy Policy or our data practices, contact us at:
Email: holdyinvesting@gmail.com
This policy is provided for transparency and does not constitute legal advice.