Holdy Terms of Use
These Terms of Use (the "Terms") govern your use of the Holdy mobile application (the "App", "Service") and related services. The App is provided by Sorokin Taras ("we", "us", "our"). By installing or using the App, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the App.
1. Service description
Holdy is an application for tracking and analyzing a cryptocurrency portfolio: monitoring assets, profit and loss (PNL), and the structure and performance of your portfolio. Price and market data are sourced from third parties and provided "as is", for informational purposes only.
2. No financial advice
Holdy is not a broker, exchange, or financial or investment advisor. Nothing in the App (including prices, charts, PNL, analytics, or notifications) constitutes investment, financial, tax, or legal advice, and is not an offer or solicitation to buy or sell any asset. Cryptocurrencies are volatile and involve a high level of risk. You make all decisions independently and at your own risk. We do not guarantee the accuracy, completeness, or timeliness of market data.
3. Account
Some features require an account. You are responsible for keeping your account credentials secure and for all activity that occurs under your account. You agree to provide accurate information and not to share your access with third parties.
4. Holdy subscriptions
The App offers paid subscriptions at the Pro, Pro+, and Pro++ tiers, billed monthly or yearly. The features included in each tier are described on the subscription screen in the App. Subscriptions are purchased and paid for through the app store from which the App was installed (for example, the Apple App Store or Google Play) and are subject to the rules of that store.
- Auto-renewal. An auto-renewable subscription renews automatically for the same period unless auto-renewal is turned off before the end of the current period within the time frame set by the relevant app store (typically at least 24 hours).
- Payment. Payment is charged to your account with the relevant app store. The amount is charged upon confirmation of the purchase.
- Renewal. The renewal charge is applied shortly before the end of the current period at the then-current price of the corresponding tier, as handled by the app store.
- Management and cancellation. You can manage your subscription and turn off auto-renewal in your account settings with the relevant app store. Cancellation takes effect at the end of the paid period; access remains until then.
- Refunds. Payments and refunds are handled by the app store in accordance with its rules. A paid but unused portion of a current subscription period is generally non-refundable, unless otherwise required by applicable law.
- Free trial / promo. If a free or discounted period is offered, any unused portion is forfeited when you purchase the corresponding subscription (where applicable).
- Price changes. We may change prices and the composition of tiers. You will be notified of changes affecting an active subscription in the manner required by the relevant app store, and your consent will be obtained where required.
5. License to use the App
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App on devices you own or control, for personal, non-commercial use. Your use of the App is also governed by the rules of the app store from which it was installed (for apps from the Apple App Store, including the Apple Standard End User License Agreement (Apple Standard EULA); for apps from Google Play, the applicable Google terms). In the event of a conflict regarding use of the App, the stricter applicable provision prevails.
6. Acceptable use
You agree not to:
- violate any laws or the rights of third parties;
- attempt to gain unauthorized access to, interfere with, or compromise the security of the Service;
- decompile, reverse engineer, copy, or create derivative works, except where expressly permitted by law;
- use the App for unlawful activity or to mislead others.
7. Intellectual property
The App, including its design, logos, text, and source code, belongs to us or our licensors and is protected by law. No rights are granted to you other than the license expressly provided.
8. Third-party services and data
The App uses third-party services (for example, market data providers, analytics, and payment processing through app stores). We are not responsible for the content, accuracy, or availability of third-party services and data.
9. Disclaimer of warranties
The App is provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of fitness for a particular purpose, accuracy of data, and uninterrupted operation, to the maximum extent permitted by law.
10. Limitation of liability
To the maximum extent permitted by law, we are not liable for any indirect, incidental, punitive, or consequential damages, or for lost profits or investment losses, arising out of or in connection with your use of, or inability to use, the App.
11. Termination
We may suspend or terminate access to the Service in the event of a breach of these Terms or as required by law. You may stop using the App at any time by deleting it and cancelling your subscription.
12. Changes to these Terms
We may update these Terms from time to time. The current version is posted on this page with an updated effective date. By continuing to use the App after changes take effect, you accept the updated Terms.
13. Governing law
These Terms are governed by the laws of Georgia, without regard to conflict-of-law rules. Disputes that cannot be resolved through negotiation are subject to the competent courts of Georgia.
14. Contact us
If you have questions about these Terms, contact us at:
Email: holdyinvesting@gmail.com
These Terms are provided for transparency and do not constitute legal advice.